
Bill sharing apps should be among the most beloved apps on the app store. Why? Well, it’s because they allow you to eliminate one of everyday life’s greatest awkward conversations.
From rent to utilities and restaurant bills, the discussion of who owes what can always be painful. Even if everyone pays up, you sometimes end up feeling like a bit of a jerk for being the one who has to always ask for money.
Bill sharing apps eliminate so much of that awkwardness. They allow you to easily share any common charges and pay or collect whatever you owe. Simply put, they solve a common problem.
With that in mind, here are the best bill sharing apps on the iPhone.
Venmo

Venmo is one of those apps that has become so popular that it’s basically a verb. Need to charge someone for something? You “Venmo” them.
While there are better bill sharing apps for larger groups, everyone should have Venmo installed on their device. As we said, its sheer popularity means that there’s a good chance most people you need to charge will have it. Beyond that, it’s still one of the best person-to-person options on the marketplace. It’s quick, reliable, and surprisingly versatile.
You could argue that Venmo is one of the most essential WordPress apps for 2019.
SplitWise

Love Venmo but wish it worked better with larger groups? Splitwise is pretty much exactly what you’re looking for.
Splitwise is one of the bill sharing apps that makes it easier to split shared costs. Going on a trip with a large group of people and want to split most purchases? SplitWise is there for that. Trying to keep track of costs for a project? Splitwise is here to help.
While we might argue that there are slightly better options for those looking to split monthly bills and restaurant expenses, this is easily one of the best bill sharing apps available today.
SettleUp

On paper, SettleUp is pretty similar to the other bill sharing apps out there. In other words, it lets you split shared expenses between multiple people.
There are a few things that help this app stand out that we really like, though. First off, it boasts an excellent interface. That’s especially true of the premium version which makes creating sub-groups that much easier. Second, it’s easy for one person to manage all expenses via this app.
Finally, this is a surprisingly responsive app that makes tracking expenses a fairly quick process. Put it all together, and you’ve got something pretty special.
Plates

Splitting the bill at a restaurant tends to be a nightmare. Everyone argues about what they ordered and trying to be the one to mediate it all tends to ruin other people’s good times.
Plates, an app from SplitWise, helps cure many of those headaches. It allows you to easily keep track of who is ordering what during a meal. From there, you simply send out the charges (with tips) and you’re pretty much set.
While it’s true that you can accomplish something similar with other apps, this one’s restaurant specific features puts it far ahead of the general purpose pack.
Tab

Love to use receipts but hate trying to share them with others? Tab is one of those bill sharing apps that makes receipts communal information.
It’s all rather simple. You just take the picture of a receipt you got after a group purchase. You then select who is responsible for which items. You can even let them select that information themselves. From there, you just charge everyone as needed via Venmo.
Tab is a great way to keep up with itemization without having to immediately resolve all expenses.
Splid

Ignore the somewhat odd name. Splid is one of the best overall bill sharing apps out there.
What makes this app special? Well, it’s really all about the information. Few other apps of this kind offer quite as much information as Splid does. The ones that do rarely display that information as cleanly as Splid. That makes it especially ideal for larger groups on longer trips that really want to see what they all purchased.
Splid may not be strictly necessary for all occasions, but it’s simply incredible for the instances when you really do need its better features.
Square Cash

At first glance, Cash from Square is very similar to Venmo. Much like that app, it allows you to fairly easy request and send money from and to your friends. However, Cash is actually much more than that.
Cash is actually more of a money management app in disguise. That is to say that it allows you to do things like managing your Bitcoin and invest in stocks as well as charge your friends. You can even directly deposit your paycheck into the app.
We understand why other bill sharing apps don’t offer such features, but they’re certainly nice to have on top of basic functions.
Trip Splitter

At first, it may sound excessive to download a bill sharing app that’s specifically designed for longer trips. Don’t most other bill sharing apps account for that anyway? That’s true, but Trip Splitter does offer some fascinating features that helps you appreciate its value in such situations.
Actually, one of the best features of this app is how it lets you track spending by location. For those who sometimes struggle to truly keep track of where spending occurred, that can be potentially valuable information. Trip Splitter also generally excels at offering an excess of information for everyone who participates.
Those who value details will find a lot to love about this surprisingly deep app.
Divvy Pay

Apps like SplitWise are fantastic for groups of friends, but there are times when you need your bill sharing apps to do more. Sometimes, you need an app that helps you share business expenses.
Divvy is such an app. It’s designed with small businesses and other such operations in mind. That means that it allows you to manage larger budgets and expense reports between several employees. Such features are excessive for small groups, but they’re vital in a professional setting.
For small and slightly larger businesses, Divvy is a surprisingly versatile way to keep track of who is spending what.
Acasa

If you’ve got several people living under the same roof, then you know that keeping up with expenses can be a nightmare. How do you possibly juggle rent, bills, and even buying small items between that many people?
Acasa makes that process easier than it has any right to be. It allows you to assign expenses and easily keep a running tally of who owes what to whom. It notifies you when everyone has been paid, and it even lets you manage groceries and household items alongside utility bills.
Acasa is intelligently built to meet the modern needs of most people (and their roommates).
Tricount

In a perfect world, everyone who owes you money would pay on time and for the right amount. Shared expenses would be easily divided, and nobody would have complicated questions about who owes who what. Obviously, we don’t live in that world.
For the world we do live in, Tricount is one of the best bill sharing apps out there. It excels at keeping a running tally of who owes what. The best part is that the app will adjust over time in order to accommodate for new expenses and other changes.
This is one of the most dynamic bill sharing apps out there, and it needs to be downloaded by anyone who demands something a little more versatile.
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